Refinancing vs. Paying Extra: Two Roads to Lower Mortgage Cost
Refinancing gets all the attention, but paying extra principal is a powerful alternative. Here's how to think through both options clearly.
Refinancing gets all the attention, but paying extra principal is a powerful alternative. Here's how to think through both options clearly.
Making just one extra principal payment a year can shave years off your mortgage. Here's how the math actually works — and why starting early matters most.