Debt|Done|Date.

The Debt|Done|Date. Blog

Plain-language guides on getting debt-free faster.

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Lump Sum vs. Monthly Extra Payments: What Moves Your Date More?
June 13, 2026

Lump Sum vs. Monthly Extra Payments: What Moves Your Date More?

Got extra money to put toward debt? Whether you pay it all at once or spread it out changes your payoff date more than you might expect. Here's how timing works.